Commissions paid to you personally on a 1099 carry 15.3% self-employment tax before income tax even starts. We move you to an S-Corp the right way: LLC, election, broker paperwork, salary study and payroll. Done for you in 14 days.
Typical range for agents netting $120K–$300K. Run your own number below.
Drag to your net commission.
Paid to you personally (1099)
$21,194
self-employment tax
Paid to your S-Corp
$9,180
payroll tax on a $60,000 salary
Estimated you keep each year, after ~$2,000 in running costs
$10,014
Illustration only. Assumes a reasonable salary of 40% of net commission (minimum $45,000) and 2026 payroll tax rates. Your real salary depends on your role and market data, and income tax effects vary. Your free analysis uses your actual numbers.
Nobody told you
Brokerages teach GCI and volume, not tax structure. Your CPA files what happened; they rarely change how you're paid.
The LLC alone doesn't fix it
A plain LLC is taxed exactly like a 1099. The savings come from the S-Corp election and a documented salary.
Doing it halfway is risky
No salary, sloppy payroll, or commissions still paid to you personally can undo the savings or invite IRS questions.
Every piece between you and the savings, handled.
After year one, the War Room continues at $299/month only if you want it. Cancel anytime.
Free savings analysis
A 20-minute call with your real numbers. If the switch won't save at least $5,000 a year, we tell you not to do it.
LLC filed
Articles filed on Sunbiz, EIN issued, operating agreement drafted.
S-Corp election + broker paperwork
Form 2553 prepared for your signature. Your broker gets what they need to pay your company instead of you.
Salary study + payroll
We document your reasonable salary and set up payroll so the first commission check runs through it cleanly.
Handoff
Accountable plan, CPA memo, quarterly tax reminders and your War Room login. You're live.
The guarantee
Your savings analysis comes first and it's free. If it doesn't project at least $5,000 a year in tax savings from the switch, we'll tell you not to do it and you owe nothing. You only pay once you've seen your number and decided to go ahead.
This is for you if
It's not for you if
10 setups per month · start by Dec 15 to be ready for Jan 1, 2027
Tell us about your commissions. Chad calls you within one business day with your number.
Generally yes. Florida law allows sales associates and broker associates to have their compensation paid to a professional corporation or LLC they own. Brokers have their own paperwork for it, so we prepare what your broker needs and walk you through the conversation.
Usually around $80,000 or more in net commission. Below that, payroll and accounting costs can eat most of the savings. The free analysis tells you before you spend anything.
As an S-Corp owner you must pay yourself a reasonable salary for the work you do. The rest of the profit can come out as distributions without payroll tax. Set the salary too low and the IRS can reclassify distributions as wages, so we document a defensible number using market data.
To be an S-Corp for all of 2027, Form 2553 generally has to be filed by March 15, 2027, and your broker, payroll and bank need to be set up before the commissions start flowing. Starting by December 15 gives us time to have everything ready for January 1.
Yes. We set up the structure and the plan. Your CPA still files your returns. You get a one-page CPA memo that explains exactly what was set up and why, so they can file it correctly.
$2,997 one time, or 3 payments of $1,097. That includes 12 months of the Tax War Room. You only pay after your free analysis shows at least $5,000 a year in projected savings and you decide to go ahead.
Taxpert OS provides tax planning and business formation services. This page is educational and isn't tax or legal advice for your situation. Savings depend on your income, salary, expenses and filing status. Your CPA files your returns.